Financial Planning for
Newport Mesa Senior Living
Beyond priceless peace of mind, Memory Care can be more cost-effective than your loved one remaining in their home. We understand that financial considerations are a significant part of this transition, and our goal is to provide clear, reassuring information to help you plan confidently.
How Much Does
Memory Care Cost?
The cost of Memory Care at Newport Mesa depends on the individual’s needs and required level of care. Before a new resident moves in, we conduct a comprehensive assessment to ensure we tailor our services to provide the best possible support and value.
Our all-inclusive monthly fee typically covers:
- Housing: Comfortable and secure accommodations
- Meals: Delicious, chef-prepared meals served daily
- Care Services: Personalized assistance with daily activities, medication management, and more (based on assessment)
- Housekeeping: Regular cleaning and linen services
- Activities & Programs: A vibrant social, recreational, and wellness calendar
Request a Personalized Assessment
Memory Care vs. Homeownership: A Cost Comparison
Many families are surprised to discover that the “all-inclusive” nature of Memory Care can often be more financially predictable, safer, more life-enriching, and less burdensome than the ongoing costs of homeownership for their loved one. When comparing, consider these everyday expenses associated with maintaining a home in Costa Mesa:
- Mortgage or Rent Payments
- Property Taxes
- Home Insurance
- Utilities: Electricity, gas, water, internet, cable, trash removal
- Home Maintenance & Repairs: Unexpected expenses for plumbing, roofing, appliances, landscaping, etc.
- Groceries & Meal Preparation
- Transportation Costs
- Out-of-Pocket Healthcare Expenses
- Social & Recreational Activities
At Newport Mesa Senior Living, our comprehensive services help save families time, stress, and often money by consolidating various expenses into one predictable monthly fee. This allows residents to enjoy their golden years with dignity and joy.
Ways to Save on Senior Living Costs
Newport Mesa Senior Living supports affordability for residents and families with:
- Veterans Discounts: $200 monthly discount for Veterans and spouses.
- Long-Term Care Insurance: Accepted for Memory Care.
- Resident Referral Program: Occasionally we offer monthly incentives—please call for current details.
State Assistance Programs
We participate in CalAIM (California Advancing and Innovating Medi-Cal), which may help eligible residents with additional services.
CalAIM is a statewide initiative designed to make Medi-Cal services more coordinated and accessible, including for seniors who need support in a residential care setting. For eligible residents, CalAIM can provide funding for certain health- and housing-related services—such as personal care assistance, transportation to medical appointments, and care coordination—while living in an Assisted Living or Memory Care community. The goal is to help residents remain in the least restrictive, most home-like environment possible.
Next Steps: Plan Your Future
with Confidence
We invite you to experience the warmth and quality of life at Newport Mesa Senior Living.
Our dedicated team is here to guide you through every step of the process. We will help you explore available financial options, answer your questions, and ensure you feel confident and secure in your decision.
